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NEW YORK, May 1, 2008 — Millions of Americans are expected to celebrate National Bicycle Awareness Month by leaving their cars behind and hopping onto their bikes during the week of May 12-16 for National Bike to Work Week. Unfortunately, bicycles have become a major target of thieves, according to the Insurance Information Institute (I.I.I.).
Almost [...]

I’m installing a pool—what kind of insurance do I need?
All pools—from a simple above-ground kiddy pool to an aquatic extravaganza—can be dangerous and need to be properly insured and comply with local safety standards.
According to the Center for Disease Control, over 3,200 people drown each year. Among children, ages one to four, most drowned in [...]

Renters insurance provides financial protection against the loss or destruction of your possessions when you rent a house or apartment. While your landlord may be sympathetic to a burglary you have experienced or a fire caused by your iron, destruction or loss of your possessions is not usually covered by your landlord’s insurance. Because [...]

Every homeowner’s insurance policy includes some coverage for loss of your stuff. You know, your furniture, your clothing, your music, your dishes. Your Stuff. But you can’t claim it if you can’t show you had it. The Insurance Information Institute has a great little tool for taking an inventory of [...]

Here is a great little article from the Insurance Information Institute discussing typical homeowners insurance policies. They assume the standard coverages in a Homeowners-3 policy. (the most common in the US.)
Question # 1: Am I covered for direct losses due to fire, lightning, tornadoes, wind storms, hail, explosions, smoke, vandalism and theft?
Yes. The [...]

1. Price ShopDon’t just buy the first policy your current carrier offers you. Spend a few minutes talking to a couple of agents. Use a website like HomeOwner.Net or 4BestQuotes.Com to find a top local agent who can give you a competitive quote. It’ll take some time, but could save you [...]