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How to Save on Your Homeowners Insurance Policy
Despite the current economy, home values have increased over the past 5-15 years.
Have you checked if your current insurance coverage would be adequate to replace your homes? A policy should allow you to completely rebuild your home should a disaster occur. There is little more important than getting your policy updated [...]
Previous Stories
- Park Your Car and Ride Your Bike
May 8th, 2008NEW YORK, May 1, 2008 — Millions of Americans are expected to celebrate National Bicycle Awareness Month by leaving their cars behind and hopping onto their bikes during the week of May 12-16 for National Bike to Work Week. Unfortunately, bicycles have become a major target of thieves, according to the Insurance Information Institute (I.I.I.).
Almost [...] - Putting in a Pool? Cover it with insurance (and a solar cover)
April 12th, 2008I’m installing a pool—what kind of insurance do I need?
All pools—from a simple above-ground kiddy pool to an aquatic extravaganza—can be dangerous and need to be properly insured and comply with local safety standards.
According to the Center for Disease Control, over 3,200 people drown each year. Among children, ages one to four, most drowned in [...] - Can a renter get insurance for her home?
April 8th, 2008Renters insurance provides financial protection against the loss or destruction of your possessions when you rent a house or apartment. While your landlord may be sympathetic to a burglary you have experienced or a fire caused by your iron, destruction or loss of your possessions is not usually covered by your landlord’s insurance. Because [...]
- Consumers Fail to Properly Back-up Digital Libraries
April 5th, 2008Here’s a great bit of advice from appliance.net
Americans are not backing up their digital photos, music, documents or other types of files, according to a new study released today by the Consumer Electronics Association (CEA)®. Results of the study, Amassing Digital Fortunes: A Digital Storage Study, show that nearly one in three consumers don’t see [...] - Appliance Maintenance Tips and Lifespan Estimates
April 3rd, 2008Here are some great tips on caring for your appliances and also some estimates in how long they will likely last.
Refrigerator
Average life span: 14 years
What you need to do: Locate the condenser coils by checking your owner’s manual. Clean them by unplugging the fridge and removing dust gently with a broom or brush. [...] - How do I pick an insurance company?
April 1st, 2008There are many insurance companies, so choosing between them can be a challenge. Here are the main points to keep in mind when selecting an insurance company:
Licensing
Not every company is licensed to operate in each state. As a general rule, you should buy from a company licensed in your state, because then can you rely [...] - Basic Furnace Maintenance Tips
February 15th, 2008We may be halfway through the winter, but it’s never to late to check your furnace for safety and efficiency. Following some basic routine maintenance is one of the easiest ways to save money and hassles with your heating, and will also help with the air quality in your home. You can schedule a check-up [...]
- Got Stuff? Take a Home Inventory
January 31st, 2008Every homeowner’s insurance policy includes some coverage for loss of your stuff. You know, your furniture, your clothing, your music, your dishes. Your Stuff. But you can’t claim it if you can’t show you had it. The Insurance Information Institute has a great little tool for taking an inventory of [...]
- Mold, its not just ruining your bread
January 30th, 2008Molds – a type of microscopic fungus – are found in virtually every ecosystem in every climate on earth. They have existed in the natural environment for hundreds of millions of years and humans have co-existed in the presence of mold and other fungi throughout the entirety of their evolution. Molds and other fungi are [...]
- Should you add Flood Insurance to your HomeOwner’s policy?
January 30th, 2008For 200 to 1000 per year, you can add flood insurance to your home. Is it for you? Check out this video to hear what FEMA thinks.
- Tree Falling on Neighbor’s House
January 30th, 2008You’ll have to read our article “Am I covered” to figure out whether this home owner is going to be covered when the tree falls on his house.
- Am I covered?
January 30th, 2008Here is a great little article from the Insurance Information Institute discussing typical homeowners insurance policies. They assume the standard coverages in a Homeowners-3 policy. (the most common in the US.)
Question # 1: Am I covered for direct losses due to fire, lightning, tornadoes, wind storms, hail, explosions, smoke, vandalism and theft?
Yes. The [...] - Winter Storms cause 1 Billion dollars in Damages
December 31st, 2007NEW YORK, December 14, 2007 — Winter, which officially starts on December 22, has arrived early in many parts of the country, causing damage to properties and vehicles from sleet, ice and snow. Wet, heavy snow has caused collapsed roofs, porches, awnings, carports and outbuildings. A significant amount of damage has been caused from downed [...]
- Save Money on your HomeOwners Insurance with these 6 tips
October 23rd, 20071. Price ShopDon’t just buy the first policy your current carrier offers you. Spend a few minutes talking to a couple of agents. Use a website like HomeOwner.Net or 4BestQuotes.Com to find a top local agent who can give you a competitive quote. It’ll take some time, but could save you [...]
